Terms of Service


Welcome to The Learning Cult ("we", "our", or "us"). By accessing or using our website and services, you ("user", "you") agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
1. Use of Services
You must be at least 13 years old to use this platform.
You agree to use the services only for lawful educational purposes.
Your account is personal. Do not share your login credentials with others.

2. Account Suspension and Termination
We reserve the right to suspend or terminate your access to our services at any time, without notice, if you:
Violate these Terms or our Privacy Policy
Attempt to misuse or abuse our systems (e.g., bypass message limits)
Engage in behavior deemed harmful to our platform or other users

3. AI-Powered Responses
Our responses are generated using AI (via Together.ai) and are intended solely for educational purposes.
While we strive for accuracy, we do not guarantee that all information provided is 100% correct, complete, or suitable for any specific use.
You agree not to rely solely on the AI for critical decisions (educational, legal, medical, etc.).

4. Payments and Refund Policy
We use Razorpay to process payments securely.
If you purchase a paid membership, you are eligible for a full refund within 15 days of the purchase date. To request a refund, email us at thelearningcultonline@gmail.com
Refunds are not provided after the 15-day window or for misuse of the service.

5. Limitation of Liability
To the fullest extent permitted by law:
We are not liable for any direct, indirect, incidental, or consequential damages arising from:
Use or inability to use our services
Inaccuracies in AI-generated content
Unauthorized access to your data
Any other unforeseen issues or interruptions
You use our services at your own risk.

6. Modifications
We may update these Terms from time to time. Continued use of the website after changes implies acceptance of the new terms. We recommend checking this page periodically.

7. Governing Law
These Terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts located in Ernakulam, Kerala.

8. Contact Us
For questions or concerns regarding these Terms:
Email: thelearningcultonline@gmail.com
Website: thelearningcult.online